Which Accounts to Spend Down First

One of the most challenging questions for retirees is deciding which accounts to withdraw from first — and making the wrong choice can have lasting financial consequences. Should you start with taxable accounts, tax-deferred accounts, or tax-free Roth accounts? In this episode of Leibel on Fire, Leibel Sternbach, Amazon bestselling author of Authenticity and Living with Financial Anxiety, breaks down the strategy behind retirement account withdrawals to help you optimize your income and minimize your tax burden.